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Privacy Policy

Effective Date: January 1, 2025

1. Introduction

Seniors Benefit Alert ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website seniorsbenefitalert.com.

2. Information We Collect

Personal Information

We may collect personal information that you provide to us, including but not limited to:

  • Name
  • Phone number
  • Email address
  • ZIP code
  • Date of birth
  • Medicare information (if provided)

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including:

  • IP address
  • Browser type and version
  • Operating system
  • Referring website
  • Pages visited on our site
  • Time and date of visit

3. How We Use Your Information

We use the information we collect to:

  • Connect you with licensed insurance agents
  • Provide information about Medicare Advantage plans
  • Respond to your inquiries
  • Improve our website and services
  • Comply with legal obligations
  • Send you relevant Medicare-related information (with your consent)

4. How We Share Your Information

We may share your information with:

  • Licensed Insurance Agents: To help you explore Medicare Advantage options
  • Service Providers: Third parties who help us operate our website and business
  • Legal Requirements: When required by law or to protect our rights
  • Business Transfers: In connection with a merger, acquisition, or sale of assets

We do not sell your personal information to third parties for their marketing purposes.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

6. Your Rights and Choices

You have the right to:

  • Access the personal information we have about you
  • Request correction of inaccurate information
  • Request deletion of your personal information
  • Opt-out of certain communications
  • Request restriction of processing

To exercise these rights, please contact us using the information provided below.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. You can set your browser to refuse all cookies or to indicate when a cookie is being sent.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information.

10. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to:

  • Know what personal information is collected
  • Know whether personal information is sold or disclosed
  • Say no to the sale of personal information
  • Access personal information
  • Request deletion of personal information
  • Equal service and price, even if you exercise your privacy rights

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top of this policy.

12. Contact Information

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

Seniors Benefit Alert

Phone: (888) 688-3306

Website: seniorsbenefitalert.com

Seniors Benefit Alert

Your trusted resource for Medicare Advantage information and enrollment assistance.

(888) 688-3306

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Disclaimer:

SeniorsBenefitAlert.com is a third-party marketing organization and non-government entity. Our goal is to provide you with the best possible experience by informing you of Medicare Advantage options in your zip code. We are not insurance brokers and do not make decisions about insurance coverage that is best for you. We provide a service that connects you with a licensed insurance agent to receive more detailed information about your Medicare Advantage plan options. Your information will be provided to a licensed insurance agent. You may be contacted by a licensed insurance agent. The licensed insurance agent will provide you with the number of organizations and the number of plans they offer in your area. Not all plans offer all benefits. There is no obligation to enroll.

Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Plans represented on SeniorsBenefitAlert.com are insured or covered by Medicare Advantage HMO, PPO, and PFFS organizations and stand-alone prescription drug plans with a Medicare contract and/or a Medicare-approved Part D sponsor.

Participating sales agencies represent Medicare Advantage [HMO PPO, and PFFS] organizations and stand-alone PDP (Prescription Drug Plans). Each of the organizations represented has a Medicare contract. Enrollment in any plan depends on contract renewal. There is no obligation to enroll.

Speaking with a licensed insurance agent does not affect your current enrollment, nor will it automatically enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement Plan, or any other Medicare plan. SeniorsBenefitAlert.com is independent of the Medicare program and is neither associated nor endorsed by the Centers for Medicare & Medicaid Services (CMS) or any other government agency.

Enrollment in any plan depends on contract renewal. If you are paying Medicare Part B premium, you must continue to pay it to maintain coverage.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Allowance amounts cannot be combined with other benefit allowances. Limitations and restrictions may apply.

Every year, Medicare evaluates plans based on a 5-star rating system.

Part B Premium give-back is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

Enrollment in a plan may be limited to certain times of the year unless you qualify for a special enrollment period or you are in your Medicare Initial Election Period.

Medicare Advantage beneficiaries may receive a monthly or quarterly allowance in the form of a benefits prepaid card to pay for a wide range of services such as approved groceries and utilities. Unused amounts will expire at the end of the month or quarter.

You may qualify for Special Supplemental Benefits for the Chronically Ill (SSBCI) if you have a high risk for hospitalization and require intensive care coordination to manage chronic conditions. Some benefits mentioned may be part of a special supplemental program for the chronically ill. Chronic conditions include but are not limited to the following: Chronic Kidney Diseases, Chronic Lung Disorders, Cardiovascular Disorders, Chronic Heart Failure, or Diabetes. Not all members qualify; having one of these chronic conditions does not entitle you to these benefits. Other eligibility criteria may still apply. For a full list of chronic conditions or to learn more about other eligibility requirements needed to qualify for SSBCI benefits, please refer to a plan's Evidence of Coverage.

Benefit(s) may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

Transportation services are issued as one-way trips and provided on an annual basis. Benefits vary by plan.

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